The Army resorted to aerial firing to disperse scores of protesting women in south Kashmir’s Kulgam on Tuesday. Locals said the Army launched a major search operation around 6 a.m. and asked people above the age of 10 to come out their homes. However, women started clashing with the security forces when some civilians were being allegedly thrashed. The incident took place at Okey village. Later, the operation was called off. Meanwhile students clashed with security forces in Srinagar and Baramulla districts, leaving several injured.A major face-off was reported in Baramulla’s Pattan where students of a government school held a demonstration. A clash erupted as students tried to march towards the town square. Scores of students, besides one policeman, were injured as security forces hurled tear-smoke shells. One student was allegedly hit by pellets.
Virat Kohli, the all-time leading run-scorer in the Indian Premier League and only the 2nd Indian batsman to score 8000 T20 runs, is now part of most IPL defeats in history. No other player has featured in more defeats in IPL than Kohli’s 86.On Friday, when Virat Kohli should have been celebrating a fine 49-ball 84 and his maiden fifth in the 2019 Indian Premier League, he was left to rue some bad choices on the field and a poor performance by his bowlers under pressure from Andre Russell when Kolkata Knight Riders needed 66 runs off the last 4 overs of their 206-run chase against Royal Challengers Bangalore.Andre Russell smashed 7 sixes in a breathtaking innings to leave RCB dazed. They have now lost all their 5 matches this season even as the other teams are going from strength to strength.Virat Kohli, who has 5110 runs from 168 IPL matches, has lost 86 matches in the tournament’s 12-year history. These are staggering numbers and most experts will struggle to explain why one of the IPL’s leading stars has failed so miserably as a captain.It’s not like Kohli has been completely hopeless as RCB skipper.In 2016, when it looked curtains down for the Royal Challengers, Virat Kohli smashed 973 runs including 4 hundreds and took his team to the final. He had solid help from AB de Villiers and KL Rahul. While AB de Villiers continues to be part of the team, RCB let go of Rahul and Chris Gayle, who are now part of Kings XI Punjab.No prizes for guessing who our key performer for the first innings is pic.twitter.com/QnlWYwfwXtadvertisementIndianPremierLeague (@IPL) April 5, 2019KXIP, thanks to Rahul and Gayle’s heroics this summer, is one of the teams to beat in the competition.Virat Kohli, who has been with RCB since the inception of the IPL, has had to endure 86 defeats with the team. Robin Uthappa of KKR has lost 85 matches while Mumbai Indians captain Rohit Sharma has been part of 81 defeats in the IPL. Dinesh Karthik, who took over as KKR captain in 2018, has been part of 79 defeats.The @RCBTweets Skipper departs after a terrific knock of 84 runs #RCB 172/1 pic.twitter.com/bJl9RnuCCdIndianPremierLeague (@IPL) April 5, 2019Leg-spinner Amit Mishra (Delhi Capitals) and AB de Villiers (RCB) have been part of 75 defeats in the IPL.All these players, barring Virat Kohli, have played for at least two teams.Virat Kohli was furious after RCB’s 5th straight defeat in the 2019 IPL and said his bowlers needed to be braver after Andre Russell’s brutal onslaught.”There is no guessing there, the last 4 four overs that we bowled was just unacceptable. We needed to be more clever, nothing came off and we just cracked under pressure,” Kohli told the broadcasters after the match. “That’s been our story this season so far. If you bowl with not enough bravery in the crucial overs, then you will always struggle against power-hitters like Russell.”Also Read | Andre Russell after destroying RCB with 7 sixes: No ground big enough for meAlso Read | RCB vs KKR Highlights, IPL 2019: Andre Russell fires KKR to 5-wicket win over RCBAlso Read | IPL 2019: Time running out for RCB as they take on KKR in Bengaluru
The content of this field is kept private and will not be shown publicly.
England and France notched up more than half a century of points in their opening fixtures of the Women’s Six Nations and Sunday’s meeting in Doncaster will decide the fate of this year’s title.Simon Middleton, the England coach, happily concedes that last season’s grand slam winners are favourites but the only certainty at Castle Park will be that the match between the two sides that have shared 20 of the 23 titles since the tournament started will be nail-bitingly close.The Red Roses warmed their supporters on a freezing night in Dublin, running in eight tries in a 51-3 win only for France to go one better the following night in Montpellier, crossing the Welsh line nine times in a 52-3 victory just in case Middleton’s newly professional players were getting above themselves. news Rugby union Since you’re here… Share on Pinterest Sign up to the Breakdown for the latest rugby union news England women’s rugby union team Share on LinkedIn Share on WhatsApp One thing is predictable , though. It is that Katy Daley-Mclean, England’s fly-half, will become the first English woman to pass the landmark of 500 international points. The 33-year-old is now on 499. She was the player of the match at Donnybrook, scoring 16 points and orchestrating things behind a dominant pack.England know, though, that France will be a tougher nut to crack than the Irish and are without their hard-nosed back-rower Marlie Packer, who injured a shoulder in Dublin. She is replaced at open-side by Poppy Leitch, a 21-year-old with bags of potential but not Packer’s big-match experience. Middleton has moved Poppy Cleall from the second row to blindside flanker and brought in two more experienced forwards. Vickii Cornborough for the 19-year-old Hannah Botterman at loosehead prop and Abbie Scott at lock.Daley-Mclean, meanwhile, has played in enough games against France to know that Annick Heyraud’s pack will set them a difficult examination. “I remember a Six Nations game in France in 2010, which we won 12-9 when they missed a kick at the death,” she said. “These games are always close. The game will be decided by the forwards at the set pieces and breakdown.“We have to make sure we have a massive statement of intent from the off. We have the big, ball-carrying forwards but we also have some dangerous backs. It’ll be about getting the balance right against France.“They have a very mobile back row and their No 8, Romane Ménager, carries well. The scrum-half, Pauline Bourdon, is also important for them. She’s always looking to attack the line. In Dublin, we knew we had to be on the money and this will be no different. We have to take our chances and it’s my job to help create them. And yes, I know that first kick at goal will be important. I’d just like it to be in front of the posts.” The Observer Topics Share on Facebook The Breakdown: sign up for our free rugby union email. Support The Guardian Share on Twitter Read more “Given their recent form and the fact that France come in as champions, they rightly go into the game as favourites but we’ve got confidence in this squad and we’ve had some excellent preparation in the week.”England also have the extra motivation of avenging last year’s agonising 18-17 defeat before a record crowd for the women’s Six Nations in Grenoble when the full-back Jessy Tremouliere slipped through their defence in last minute for the winning try. The injured world player of the year for 2018 will not be in Doncaster this weekend.England’s trouncing of Ireland, meanwhile, was put into perspective by the Irish win in Glasgow on Friday night. They secured a 22-5 bonus-point victory over Scotland who, with trips to France and England to come, now face the prospect of the wooden spoon. England power past Ireland in Women’s Six Nations opener Middleton is hoping Packer will be back in time for the trip to Cardiff to face Wales this month. “Marlie doesn’t need surgery and she’ll be back on the park soon but Poppy is in great form and Vickii and Abbie are very influential forwards. Share via Email … we have a small favour to ask. More people, like you, are reading and supporting the Guardian’s independent, investigative journalism than ever before. And unlike many news organisations, we made the choice to keep our reporting open for all, regardless of where they live or what they can afford to pay. Whether we are up close or further away, the Guardian brings our readers a global perspective on the most critical issues of our lifetimes – from the escalating climate catastrophe to widespread inequality to the influence of big tech on our lives. We believe complex stories need context in order for us to truly understand them. At a time when factual information is a necessity, we believe that each of us, around the world, deserves access to accurate reporting with integrity at its heart.Our editorial independence means we set our own agenda and voice our own opinions. Guardian journalism is free from commercial and political bias and not influenced by billionaire owners or shareholders. This means we can give a voice to those less heard, explore where others turn away, and rigorously challenge those in power.We hope you will consider supporting us today. We need your support to keep delivering quality journalism that’s open and independent. Every reader contribution, however big or small, is so valuable. Support The Guardian from as little as $1 – and it only takes a minute. Thank you. Women’s rugby union Read more Share on Messenger Reuse this content
HALIFAX REGIONAL MUNICIPALITY: Highway 102 Tuesday, Oct. 2 at 11 p.m. the off ramp on Highway 102, Northbound at Exit 5 will be closed for guard rail replacement until Wednesday, Oct. 3 at 4 a.m. Northbound off ramp traffic will be detoured via Exit 5A. Detour signs will be in place. LUNENBURG COUNTY: Crescent Beach Road Crescent Beach Road, from Route 311 to LaHave Islands Road, will have alternating lane closures for repaving and upgrading until Wednesday, Oct. 31. Work takes place 24 hours per day on Monday, Oct. 1 and Tuesday, Oct. 2 for culvert installations. Work will take place from sunrise to sunset for remaining project. RICHMOND COUNTY: Lennox Passage Bridge Motorists can expect delays at the Lennox Passage Bridge today, Monday, Oct. 1 between 10 a.m. and 4:30 p.m. as the bridge undergoes mechanical testing. Traffic control will be in place. -30-
CEREAL, Alta. — Police expect a stretch of southeastern Alberta highway that was the scene of a deadly fiery crash will remain closed until about midday today.RCMP say hazardous material teams will be at the site on Highway 9 to help with the complex cleanup of 10 vehicles that were involved in the Tuesday crash.Traffic was being rerouteded and motorists were being asked to avoid the area, where one person was killed and several others were injured, some seriously.Police say seven passenger vehicles and three semi-trailer trucks — one loaded with fuel and a second with butane — collided between the small communities of Chinook and Cereal, about 300 kilometres east of Calgary.The massive fire that followed generated a huge cloud of black smoke that could be seen for several kilometres.The Alberta government ordered the evacuation of Chinook but later cancelled the move.The Canadian Press
Taroudante – A public indoor swimming pool in Bornheim, western Germany, which had reportedly banned adult, male asylum seekers from entering the pool, after receiving complaints that women have been sexually harassed, has decided to reopen the pool.In the wake of the sexual assaults on women by young male immigrants during the New Year’s Eve celebrations in Cologne, Germany, a public swimming pool in Bornheim had closed its doors to refugees, after claims of sexual harassment.According to the town’s Deputy Mayor, Markus Schnapka, the “difficult decision” was made to send adult immigrants and asylum seekers a clear message that “breaching German cultural norms was crossing a red line.” “There have been complaints of sexual harassment and “chatting-up” [of women] at this swimming pool … by groups of young men, and this has prompted some women to leave [the premises],” he said.“This led to my decision that adult males from our asylum shelters could not enter the swimming pool until further notice,” he added.Commenting on the incident, Claudia Hoepfner, a user of the swimming pool, was quoted by Russia Today as saying, “For me it is almost impossible to understand because I think that everyone should have the chance to enjoy their free time, especially after fleeing their country, where they had problems.”Another pool customer said, “If they behave badly then they have to accept the consequences. But I haven’t seen anything and I don’t know anything [related to it].”The German town received international criticism over its decision, with social media users describing the decision as “racist.”Under harsh criticism, the local authority which runs the pool has now said that the pool will re-open for everybody on Thursday January 21, with the hope that “there will be no more sexual harassment.”As an alternative to the ban, the swimming pool will display poster with drawings unacceptable behaviors and practices inside pools.
By Jonathan WalshRabat – Moroccan wheat crops are expected to amount to only half of last year’s harvest as this season’s drought takes its toll on the kingdom’s agriculture, official estimates show according to Bloomberg news. A lack of rainfall is to blame for the poor grain harvest that Morocco relies so heavily upon. Other than a handful of rainy days in February, there has been little precipitation all season. Many farmers are saying that the rainfall was too little too late, in what they describe as “one of the worst droughts in living memory.” As most meals are eaten with bread or contain wheat, Moroccans consume roughly three times the global average yearly.While more developed countries may be able to limit the effects of poor rainfall, one of the main issues surrounding Moroccan agriculture is that only 15 percent of the land is irrigated. This means that harvests are almost solely dependent on natural rainfall.“This kind of agriculture has no future,” said Abdelaziz Oumarrou, a farmer who lives near the city of Midelt. He, like so many others, supports his family from the wheat harvest.“The harvest is going to be catastrophic; we must change and start doing things differently, such as irrigating,” he added.As would be expected, the economy is set to suffer a knock-out effect from the drought. Estimates from Centre Morocain de Conjoncture suggest that growth will slow this year to just 1.2 percent—in comparison to 3.8 percent last year—as a direct result of the dry weather.In January, King Mohammed VI called on the government to do more to tackle the widespread negative effects of the drought. Two sets of measures were implemented to maintain agricultural activity on his orders, protecting both plant and animal resources.“In accordance with the High Royal Instructions, maintaining balance in rural areas remains a major focus of public policies and influences the series of actions to be taken,” an official source said.
Apple announced new models of the MacBook Air 11-inch and 13-inch on Monday during the WWDC keynote, and as we’ve come to expect, it didn’t take very long for iFixit to get their hands on one and take it apart.The new Airs are being marketed by Apple as having much longer battery life (12 hours on the 13-inch model), Intel’s new, faster and lower power Haswell processors, and a much faster SSD than the previous generation laptops.Apple’s products never score high for repairability, and the new Airs are no exception. You still need a special tool to get the case open, the RAM is soldered in place, and many of the components are proprietary. The updated components inside are also different sizes to the previous models, meaning you don’t have an upgrade path. Overall, iFixit awarded the MacBook Air 2013 a score of 4/10 for repairability.As to interesting discoveries iFixit made inside the new Air, there were a few. Top of the list has to be the fact that 12 hour battery life hasn’t just come from switching over to Intel’s Haswell processors. Apple has managed to increase the size of the battery, too. It’s now a 7.6V 7150mAh battery where as the older model only used a 7.3V 6700mAh solution.The claimed faster all-flash storage has been achieved by switching from a SATA to a PCIe SSD. The old model used a Toshiba SATA-connected SSD, but Apple has called upon its rival Samsung for a PCIe SSD part this time, which also managed to be smaller than the one used in last year’s Air.Other things worth mentioning are the redesigned Airport card that allows 802.11ac connectivity and fits in last year’s Air logic board, but is too long to be seated correctly. The iSight camera cable connector has been removed, and the dual microphone design is just a simple extension to last year’s component. Finally, the heatsink now extends to cover both the Haswell processor and platform controller hub, which is a better cooling solution than last year’s Air.So overall, if you’re about to purchase a MacBook Air it was worth waiting for the improvements included in the latest model. But make sure you get the options you want when purchasing, as there’s no way you can upgrade components later on.
City of Chula Vista hosts Active Shooter Preparedness and Response presentation 00:00 00:00 spaceplay / pause qunload | stop ffullscreenshift + ←→slower / faster ↑↓volume mmute ←→seek . seek to previous 12… 6 seek to 10%, 20% … 60% XColor SettingsAaAaAaAaTextBackgroundOpacity SettingsTextOpaqueSemi-TransparentBackgroundSemi-TransparentOpaqueTransparentFont SettingsSize||TypeSerif MonospaceSerifSans Serif MonospaceSans SerifCasualCursiveSmallCapsResetSave SettingsCHULA VISTA (KUSI) — In an on-going effort to keep its residents safe, the City of Chula Vista hosted another Active Shooter Preparedness and Response presentation Monday evening.Last year, the City hosted two well-attended Active Shooter presentations which included a Stop the Bleed training aspect.Presentations were given by the Chula Vista Police Department, the Chula Vista Fire Department, and CERT members.At this free event, participants learned how to prepare for an active shooter situation.An active shooter is an individual engaged in killing or attempting to kill people in a confined and populated area; and in most cases, active shooters use a firearm. Active shooter situations are unpredictable and evolve quickly.Typically, the immediate deployment of law enforcement is required to stop an active shooting. Because active shooter situations are often over within 10 to 15 minutes, before law enforcement arrives on the scene, individuals must be prepared to deal with the situation.Participants also learned how to help others after an active shooter situation. In many cases, victims need someone to help stop the bleeding and the presentation will teach participants how to control or stop the bleeding until help arrives. Ashlie Rodriguez Posted: April 16, 2018 Categories: Local San Diego News FacebookTwitter Updated: 11:09 PM April 16, 2018 Ashlie Rodriguez,
Dan Cohen AUTHOR Despite sizable differences between two competing versions of the annual defense policy bill, the leaders of the House and Senate Armed Services Committee on Wednesday expressed confidence they would find a middle ground, following the initial meeting of the conference committee.Still, the lawmakers did not shy away from the major difference they will need to reconcile — an $18 billion discrepancy between the two fiscal 2017 defense authorization bills.The House version uses $18 billion from DOD’s overseas contingency operations (OCO) account to fund base budget items not requested by the Obama administration. As a result, funding for overseas operations would run out by the end of April, forcing the next administration to request supplemental funding. The Senate version does not rely on the OCO account, but Senate Armed Services Chair John McCain (R-Ariz.) has repeatedly said the military needs more funding to restore shortfalls in readiness.“I didn’t see a major stumbling block, except the issues of sequestration, which we have not found a way through yet, but we have just begun,” McCain said, reported Defense News.“I don’t know the way through it now, but we always seem to get through it,” McCain said after the press conference, which featured his House counterpart and the two committees’ senior Democrats.But with increased demands on the military in Europe, the Middle East and Afghanistan, the need to find a way around the statutory limit on defense spending has only become more urgent, he said. “All of those cost money, and the administration has not come over with an additional funding request for those, much less the $18 billion issue that we’re also facing,” McCain said.Adam Smith (D-Wash.), ranking member on House Armed Services, echoed McCain’s concern about funding.“There is that need, there isn’t the money, and each of the four committees has taken a different swing at that, and the White House as well,” Smith said, referring to the two chambers’ appropriations and Armed Services committees. “Figuring out the money is the most important part of our negotiations,” he said.
Net pens at Cook Inlet Aquaculture’s Tutka Bay Lagoon Hatchery in Kachemak Bay State Park. (Photo by Aaron Bolton, KBBI News)About a month ago, former Alaska Department of Natural Resources Commissioner Andy Mack abruptly signed off on a draft management plan for Kachemak Bay State Park. After Mack left the job and a new governor was sworn in, DNR rescinded the plan. It said it will release the next version of the plan for public comment before it’s officially adopted.DNR’s handling of the process under a new governor could revive a long-running debate over a commercial salmon hatchery’s operations in the park.Two days after November’s big earthquake, former natural resources commissioner Mack was in his Anchorage office to sign off on the draft management plan.The document applies to Kachemak Bay State Park and other recreation areas on the southern Kenai Peninsula. It’s a big deal because it dictates the recreational and commercial activities allowed in the park.The move was not only unexpected, but it was odd.DNR’s offices are closed on weekends and the building itself was shut down because of the earthquake. It was also just one day before Gov. Mike Dunleavy was sworn into office.Mack said he signaled his intention to sign the plan beforehand. He also argues his signature didn’t officially put the plan in place.“There would have been an opportunity for the public to actually consider what we had put out. Most of the changes, if any, at that point would have been technical or legal changes,” Mack said.Mack said his signature moved the process to what’s called the “intent to adopt” phase, which allows the public to comment on the plan one last time.However, DNR spokesperson Monica Alvarez said that’s not true.“When a commissioner signs a plan like that, he is in fact adopting that plan,” Alvarez said. “What happens is there is an opportunity – there’s 20 days after the plan is issued, adopted – for the public to be able to request reconsideration on his action.”Mack’s replacement as commissioner, Corri Feige, rescinded Mack’s actions later that week. The new administration said it doesn’t know why Mack signed the plan.And despite questions about why Mack signed on the dotted line, what the plan could look like when it’s finished is up in the air. Dunleavy has sharply different views about salmon management than the previous governor, Bill Walker.Walker’s administration was seen as more sympathetic to commercial fishermen, and the plan Mack signed would have granted flexibility to Cook Inlet Aquaculture Association.The group, funded by commercial fishermen, has a contentious pink salmon release site at the head of Tutka Bay, a popular tourist destination in the state park.Dunleavy is more aligned with sport fishing advocates, and those advocates adamantly oppose the hatchery’s plans to relocate some of its production to the head of the bay. Opponents say it will disrupt that section of the park and that the fish in the net pens could cause water quality issues.They also worry that the association could push to further increase its operations in the park.“We think there are conservation concerns with that and wanted a more thorough review process, you know, open and transparent process with DNR,” Kenai River Sportfishing Association Executive Director Ricky Gease said. “We’re confident that that’s going to occur moving forward.”The management plan Mack signed does allow the hatchery association to continue using its remote release site at the head of Tutka Bay. It released fish there for the first time in 2018 following several years of controversy.However, Cook Inlet Aquaculture just applied to renew its permit with DNR.Mack approved the association’s initial permit, and he maintains that the hatchery and the release site are compatible with the park. While he acknowledges that Dunleavy is more aligned with the sport fishing industry, he said that wasn’t a factor in his decision to sign the plan.“So there was a lot of inputs to the process and it had been a very long process,” Mack explained. “In my opinion, it had been very well vetted publicly, and there was plenty of input at that point to make a decision.”Many stakeholders say Mack rushed the process, including Cook Inlet Aquaculture Executive Director Dean Day.Even though the park plan Mack signed would have cleared one major hurdle the hatchery association currently faces, Day doesn’t necessarily assume that DNR’s new leadership will do anything different.“It’s something that’s definitely an area of concern,” Day said. “We have to know what the outcome is going to be and then we can we can go from there.”Cook Inlet Aquaculture hopes to have its permit renewed by the spring when it plans to move the net pens into Tutka Bay, but the timeline for that and the Kachemak Bay State Park management plan’s final approval is unclear.“Often when we have a new administration, they may have different ideas about how to address things and that remains to be seen both here at DNR and Fish and Game,” Alvarez added.She said pending any changes to the process, DNR hopes to release the final draft of the management plan in the next three months.
Imran KhanIndia will not invite Pakistan prime minister Imran Khan to Thursday’s swearing-in ceremony of Narendra Modi, who starts his second term as India’s prime minister, two sources in the foreign ministry said, suggesting any early warming in ties between the nuclear-armed neighbours is unlikely.Hindu-majority India and Muslim-majority Pakistan have fought three wars since both won independence from Britain in 1947, and came close to a fourth in February after a suicide attack by a Pakistan-based militant group killed at least 40 Indian police in the contested Kashmir region.An Indian government statement on Monday said the leaders of Bangladesh, Myanmar, Sri Lanka, Thailand, Nepal, and Bhutan – all members, with India, of the little-known Bay of Bengal Initiative for Multi-Sectoral Technical and Economic Cooperation (BIMSTEC) – have been invited to Modi’s swearing-in.”This is in line with Government’s focus on its ‘Neighbourhood First’ policy,” a government spokesman said.The leaders of Kyrgyzstan and Mauritius have also been invited, but two sources in Indian’s foreign ministry said Pakistan will not be on the list, without providing further information.For the swearing-in ceremony for Modi’s first term in 2014, all nations from the South Asian Association for Regional Cooperation (SAARC), that includes Afghanistan, Pakistan and the Maldives, were invited.In 2014 Pakistan’s then-prime minister Nawaz Sharif attended the ceremony, to the anger of some of Modi’s Hindu-nationalist allies.Modi and Khan both claimed their air forces carried out air strikes in enemy territory in March, to the alarm of world powers.Modi, who was widely believed to have benefited politically from the stand-off, won a second term with an increased majority in a general election whose results were declared last week.Khan called Modi on Sunday to congratulate him on his win.Modi could still meet Khan at a Shanghai Cooperation Organization summit in Kyrgyzstan next month, that both leaders may attend.A spokesman for Pakistan’s embassy in New Delhi was not immediately available for comment.
In his first engagement at Brisbane, where he landed earlier in the day on the second leg of his three-nation visit, Modi visited the QUT. There was palpable excitement among the student community, which also includes a large number of those of Indian origin.Modi was asked to write a message on the agricultural robot, and he wrote in Hindi “research is the mother of development”, according to a tweet by the ministry of external affairs spokesperson Syed Akbaruddin. Also Read – Need to understand why law graduate’s natural choice is not legal profession: CJICurious students gathered around the robot to read what the Indian prime minister had written.A translation of the entire message was posted by the university.It read: “Research is key to development. There is ongoing relationship between development journey of humankind and research. Increasing dominance of science and technology in the field of agriculture will surely prove to be beneficial to farmers and to the field of agriculture as a whole. It is an important endeavour for the welfare of mankind. Best wishes for your effort.” Also Read – Health remains key challenge in India’s development: KovindThe Agro Robot is a lightweight machine that performs the functions of a large tractor, including weeding.Modi took a walk around the university to learn more about the agricultural research going on there, including how to enhance the bio-technological processes to fortify bananas with more iron content.The prime minster also wished the children on Children’s Day, celebrated on the birth anniversary of India’s first prime minister Jawaharlal Nehru. “I am fortunate to be among children on Chacha Nehru’s birthday,” an MEA tweet cited Modi as saying.Many researchers of the Indian origin community were seen taking selfies with the prime minister.Modi met researchers, the student community and got an update on projects focused on bio-fuels, bio-fortification and agro-robotics.Modi arrived earlier in the day from Myanmar to attend the G20 summit.He is the first Indian prime minister to visit Australia since Rajiv Gandhi in 1986.Modi was received at the airport by Queensland Premier Campbell Newman.Indian High Commissioner in Australia Biren Nanda was present.In Australia, Modi will attend the G20 summit in Brisbane Nov 15-16 and also hold talks with Australian Prime Minister Tony Abbott in Canberra during his five-day stay here.Among his other engagements here Friday is a reported bilateral meeting scheduled with British Prime Minister David Cameron.
Ellen DeGeneres | Photo: The Ellen DeGeneres Show Got a news tip? Want to share your story? Email us . Ellen DeGeneres has talked about the tragic loss she suffered as a young woman before starting her career in showbiz. Ellen DeGeneres was ‘hurt’ by Elton John’s comments when she came outEllen DeGeneres returns to the world of stand-up after 15 yearsEllen DeGeneres opens up about wanting a baby and reveals reason she didn’tRead the full article on Gaystarnews: :https://www.gaystarnews.com/article/ellen-degeneres-heartbreaking-tragedy-suffered-age-20/ ‘So I started writing. It just unfolded. I wrote the entire thing. When I finished I read it and thought “Oh my god, that’s hilarious.”‘The star was referring to her first stand up routine ‘Phone Call to God’. She went on to perform it on The Tonight Show Starring Johnny Carson in 1986, kickstarting her career.Ellen is of course now married to actress and TV star Portia De Rossi [below].Instagram/theellenshow Ellen DeGeneres came out as gay 20 years ago today The TV star has explained that when she was 20 she had a girlfriend who died in a car accident.Ellen told the story on the Armchair Expert podcast, also saying how the grief process went on to inspire her first ever stand up routine.‘Why is this beautiful, 21-year-old girl gone and fleas are here?’‘When she was killed, I couldn’t afford to live where we were living together. I moved into this tiny little basement apartment,’ said the star.‘I was sleeping on a mattress on the floor that was infested with fleas [and] thought: “Why is this beautiful, 21-year-old girl gone and fleas are here?”‘She furthermore added: ‘I just thought it would be amazing if we could pick up the phone and call up God and ask questions and actually get an answer.’ GAYSTARNEWS- Share this:TwitterFacebookLike this:Like Loading… eTN Chatroom for Readers (join us)
Affordable Housing Senate Finance Committee 2017-08-02 Joey Pizzolato Share in Daily Dose, Featured, Government, Headlines, News August 2, 2017 630 Views Bipartisan Compromise The United States Senate Committee on Finance recently held a full committee hearing to discuss ways to increase access for affordable housing across the country; the hearing is part of the committee’s larger endeavor to reform the tax code.Five expert witnesses were invited to testify before the committee, including: Daniel Garcia-Diaz, Director of Financial Markets and Community Investments at the U.S. Government Accountability Office; Grant S. Whitaker, President of the National Council of State Housing Agencies; The Honorable Katherine M. O’Regan, PhD, Faculty Director and Professor of Public Policy at New York University; Kirk McClure, PhD, Professor of the Urban Planning Program at University of Kansas; and Granger MacDonald, Chairman of the Board at the National Association of Home Builders.According Senator Ron Wyden’s (D-Oregon) opening comments, these experts were invited to help brainstorm ways in which the industry could increase supply, a key challenge to the housing market, as well as find ways to incentivize home starts near schools, public transit, parks, and retail establishments. Senator Wyden was also quick to point out that this reform is a bipartisan effort—and was confident if the two sides continued to work together tax reform would likely be “on the horizon.Daniel Garcia-Diaz’s testimony, of the U.S. Government Accountability Office, focused on how agencies implement federal requirements when awarding Low-Income Housing Tax Credits (LIHTC) while still assessing property costs and monitor compliance, along with the IRS’s oversight of the LIHTC Program. The testimony used reports from the past three years in outlining a suggested route forward. Grant Whitaker also discussed LIHTC, along with Housing Finance Agencies, which work to issue both Housing Credits and Housing Bonds on a state and local level. Katherine O’Regan presented statistics and the eventual backlash of high housing costs.The main goal of the testimonies for all participants was to discuss ways of eventually lowering housing costs, either by increasing inventory or finding ways for affordable, government subsidies that are sustainable long-term.
Starter homes across the U.S. are gaining equity faster than any other type of home on the market, according to a recent report by Zillow. In fact, over the past year, the report notes that homes in the most affordable segment of the market—typically desired by first-time buyers— gained 8.5 percent in value, compared to a 3.6 percent gain for the most expensive homes.To determine this, Zillow divided the U.S. housing stock into equal thirds based on value and determined the median value of the most and least valuable homes. Looking back at the past five years provides an even more significant difference, as people who own starter homes have experienced an increase in equity by 44.4 percent, meanwhile, owners of top-tier homes fall behind only gaining 26.6 percent.”When the housing market crashed, owners of the least valuable homes were especially hard hit, and lost more home value than homeowners at the upper end of the market,” said Zillow Senior Economist Aaron Terrazas. “Since then, though, demand for less expensive, entry-level homes has built steadily, causing prices to grow rapidly. As a result, these homeowners have been able to build wealth at a faster pace than owners of more expensive homes.”While the home value appreciation among more affordable homes serves as a major benefit for the consumers who already own those homes, there is a struggle for buyers to enter the market as demand for entry-level homes continues to grow faster than supply. Zillow’s analysis discovered that the market is limited and competitive—as nearly 18 percent fewer entry-level homes are available on the market compared to a year ago.Regionally and among the largest U.S. housing markets, owners of the most affordable homes in Tampa, Florida are experiencing the greatest gains in home equity, with a 20.4 percent increase in value. Las Vegas homeowners come next with affordable homes appreciated 19.9 percent from last year.San Francisco, Seattle and San Jose, California are the only large markets where the most expensive homes are gaining value faster than starter homes, the report noted.To view the full report, click here. Appreciation HOUSING mortgage Zillow 2018-02-16 Nicole Casperson in Daily Dose, Data, Featured, News February 16, 2018 562 Views Cheaper Homes Gaining the Greatest Equity Share
Editor’s note: This feature originally appeared in the July issue of MReport, out now.The success of the summer homebuying seasons depends on three factors: home prices, housing supply, and mortgage rates. However, there’s also a fourth factor in play this year—the rise of the first-time homebuyer.Statistics suggest that this year, the largest group of homebuyers will be those shopping for properties for the first time. According to data from the latest 2019 SCE Housing Survey by the Federal Reserve Bank of New York, renters are seriously contemplating becoming homebuyers and that not only did they perceive the access to mortgage credit “had loosened somewhat,” but the share of renters saying that getting a mortgage had become easy or very easy rose “above 21% for the first time since at least 2014.”Additionally, a recent study by First American found that more than half of all mortgage loans originated by government-sponsored enterprises are now for first-time homebuyers. However, traditional measures of affordability offer a somewhat misleading perspective for this demographic.“With the bulk of millennials turning 30 in 2020 and entering their prime homebuying age, millennial homebuyer demand is expected to continue to grow,” said Odeta Kushi, Deputy Chief Economist for First American. “That means the markets with the most promise are those most affordable for renters looking to purchase their first homes.”New Buyers Coming of AgeNearly 45 million people in the U.S. will reach the typical age for first-time homebuyers in the next 10 years, a recent study by Zillow pointed out. That is nearly 3.1 million more than the past decade.Giving insights into the profile of these buyers, Mark Palim, Deputy Chief Economist at Fannie Mae, said that the typical first-time homebuyer is approximately 35 years old when they purchase a home, younger than repeat borrowers, who tend to be between 40 and 46 years old.“First-time homebuyers typically take out smaller loan balances and buy homes within the lower price tiers,” Palim said.In 2018, the National Association of Realtors’ (NAR’s) Profile of Homebuyers and Sellers report gave the following snapshot of a typical homebuyer:The share of first-time buyers was 33%.They looked for homes that had a median purchase price of $250,000.Their household income averaged $91,600 annually.Eighty-two percent of these buyers purchased a single-family home and could afford a median down payment of 13%.While the NAR report found that the share of first-time buyers had fallen slightly in 2018, it pointed to signs that the number is likely to grow soon. “Low inventory, rising interest rates, and student loan debt are all factors contributing to the suppression of first-time homebuyers,” Lawrence Yun, Chief Economist at NAR wrote in the report. “However, existing home sales data shows inventory has been rising slowly on a year-over-year basis in recent months, which may encourage more would-be buyers who were previously convinced they could not find a home to enter the market.”This growth of first-time buyers hasn’t been sudden but rather a steady one, according to Liz Bryant, Retail National Sales Manager for Wells Fargo Home Lending. Apart from millennials, she listed baby boomers looking to downsize as another sizeable portion of homebuyers looking for affordable homes this season.“The retiree market has tended to be more consistent, fueled by a rising number of aging baby boomers looking to downsize and/ or relocate to warmer climates and lower tax states,” Bryant pointed out. “Buyers are value-focused in both cases and are moving quickly on homes priced at or below the median price in most rapidly growing markets.”The growing number of this demographic has also meant that affordability and inventory remain sizeable headwinds for these buyers to achieve their American Dream. “Homeowners are remaining in their homes longer than in the past, which means fewer homes are becoming available,” Bryant said. “First-time homebuyers are concerned about the down payment needed to qualify in many markets. We continue to work with buyers to educate them about our low downpayment loan program and the availability of down payment assistance programs.”“Affordability will remain a challenge for most buyers despite mortgage rates providing a measure of relief,” said Tendayi Kapfidze, Chief Economist for Lending Tree. “Inventory is also a challenge, particularly at the lower price points where investors have taken a lot of properties off the market and home builders are not adding a lot of new supply.”Speaking of affordability, saving for a down payment remains the biggest hurdle for this group by far.“The hurdle for buyers has always been the down payment, and as prices rapidly recovered in the early 2010s, many buyers began to gravitate towards lower down payment options,” said Sam Khater, Chief Economist at Freddie Mac. “Moreover, given millennials are the dominant buyer in today’s market, the reason that the first-time homebuyer share is elevated, housing affordability will remain by far the most dominant force holding back buyers from purchasing homes.”“While the vast majority of millennials want to purchase a home, high student loan debt and the lack of savings for a down payment are some of the barriers to entry for them,” said Randy Viars, Regional Production Manager for Planet Home Lending.However, there is hope, with certain cities in the country providing the best starting point for this group. According to Kushi, Memphis, Oklahoma City, Pittsburgh, Atlanta, and Cincinnati are the most optimal markets for these homebuyers.Then there are cities like Houston, that are particularly attractive for the middle class according to Kapfidze, who also listed Pittsburgh along with Buffalo, Dallas, and Minneapolis that remained largely affordable.Another factor that could improve affordability for these buyers in the coming months is the softening of home prices.The Price Flip-FlopThe New York Fed survey found that consumers’ expectations of average home prices at both the one- and five-year horizons fell relative to last year. It revealed that the mean one-year ahead expected a change in home prices in 2019 was 3.6%, over a percentage point below last year’s 4.6% and the second-lowest level since the inception of the survey in 2014. Five-year growth expectations average 2% per year, almost a full percentage point lower than last year.A CoreLogic forecast also recently projected a 4.8% appreciation of home prices nationwide in 2019 and while many states and metros would see solid appreciation rates, “many others will experience significant slowdowns for the first time in over seven years.”Interestingly, the forecast revealed that cities with a “wide array of amenities, active lifestyles, and good career opportunities,” would likely continue to perform well over the next few years. The cities that would experience a decline in home price growth through December 2019 were spread out across the Northeast and Midwest in areas such as New Jersey, Virginia, New York, North Carolina, Pennsylvania, Colorado, and Texas.However, one market that is already feeling the pinch of softening home prices is California. According to Khater, it has cooled down the most over the past year, primarily because it was an expensive housing market. “California experienced rapidly growing price appreciation, and when rates increased, it meant the monthly payment increased by 15-20% in one year, which caused the market to experience a decline in sales, a rise in inventory, and a deceleration in home price growth,” he explained.Another reason why these markets have cooled somewhat, according to Palim, is to avoid what “Alan Greenspan called (in another context) ‘irrational exuberance.’”“In general, market forces often cause short-term house price appreciation rates to revert to a long-run average, and that’s likely what we’ve seen recently,” Palim said giving the example of markets like Seattle where home price appreciation had averaged more than 12% per year from Q2 2012 to Q1 2018.Similarly, in San Jose, Portland, and Denver, the average rate over the same period was more than 11% per year. “By contrast, we haven’t seen much cooling in Gary or Wichita, but over the same six-year period house prices increased by an average of less than 5% per year in each city,” Palim said.According to Sarah Mikhitarian, Senior Economist for Zillow, these previously hot markets have even experienced small monthly declines in home values for the past few months.“It’s a natural price correction following explosive home price growth that outpaced incomes, causing potential buyers, who could no longer afford the down payment, to bow out of the market,” Mikhitarian said. “Prices are still high and these are by no means buyer’s markets, but it’s a stark difference from the extreme seller’s markets from the past couple of years.”For investors, Kapfidze said, some of the best cities where monthly mortgage payments were lower than monthly rents included Miami, Orlando, and Virginia Beach. But, he warned investors looking for price appreciation would need to be wary “as some previously high flying metros are seeing price growth slow, in particular, in high-tech cities on the coast like San Francisco and Seattle.”However, according to Kapfidze, while these high-tech cities on the coasts are cooling, there is something in the air which may change this trend.“The raft of tech IPOs like Lyft, Pinterest, and Uber will mean many employees and investors in these companies could cash out, this may put some momentum back in these markets in the second half of the year,” he predicted.Homebuyers, especially those looking for starter homes are not out of the woods.“Consumers most often cite high home prices as a top concern,” Palim said. “Additionally, they are less likely to attribute homebuying pessimism directly to tight “Consumers most often cite high home prices as a top concern,” Palim said. “Additionally, they are less likely to attribute homebuying pessimism directly to tight inventories, perhaps because inventory levels may not be as obvious to the vast majority who are not actively looking for a home.”Supply ShortageA Zillow study found that starter homes have gained 57.3% in value over the past five years, while inventory in the bottom third of the market has fallen 23.2%, creating a shortage of affordable homes for first-time buyers.“The potential first-time buyer bulge, without inventory to meet it, suggests that the typical age of first-time buyers will continue to be pushed further and further out,” Skylar Olsen, Director of Economic Research at Zillow noted in the study. “The rate of single-family construction is still behind the pace we experienced in the 1990s, and without an increase in truly new supply, would-be first-time buyers will instead persist in the rental market.”According to Kushi, demand for homeownership is likely to peak over the next three to five years as most millennials born in 1990 (the peak year for millennial births) enter the homebuying age. “However, the existing supply shortage—the trend that characterized 2018—remains a factor in 2019, inviting the question as to whether the market is ready for rising millennial demand for homeownership,” she pointed out. “While the supply shortage appears to be easing in some markets, it is largely among higher-end homes. The supply-demand gap will likely continue into the second half of the year as millennial demand continues to grow, and supply for starter homes lags.”Palim agreed. “Recently there has been limited inventory within the lower priced tiers, and home price growth has been more rapid compared to homes in higher priced tiers. Home price growth has also outpaced wage growth, making affordability a growing concern for all homebuyers,” he said.However, according to Mikhitarian some of the recent signs in housing supply have been encouraging for buyers. “Homes are staying on the market longer, which means more inventory is available to choose from and there’s less chance of a bidding war that pushes the sale price well above asking,” she observed. “In addition, a higher share of listings have experienced a price cut, especially in the most-expensive third of homes for sale, as sellers look to find the new asking price sweet spot in a shifting market.”The fact that investors have taken a lot of properties off the market and home builders are not adding a lot of new supply could add to the inventory woes, according to Kapfidze. Additionally, “affordability will remain a challenge for most buyers despite mortgage rates providing a measure of relief,” he said.But, a report by Freddie Mac forecast a steadily growing market in the second half of 2019. “We still expect stronger home sales and housing starts in the coming months due to favorable market conditions and accelerating wage growth,” Khater observed in the report.Additionally, Freddie Mac pegged mortgage rates to average 4.1% during the year, for the 30year fixed-rate mortgage slightly below last year’s 4.6%. And the ongoing stable rates mean that consumer confidence in the housing market is growing.Lending Right“Consumers’ income perceptions, as well as their mortgage rate and home price outlooks, suggest improving affordability conditions,” Palim said.Additionally, the fact that mortgage rates have remained low could help more homebuyers enter the market.“While there has been a slowdown in home sales and prices, the monthly payment remains affordable because mortgage rates remain fairly low,” Khater said.According to the New York Fed, on average, households perceive that mortgage rates have risen about 40 basis points since last year and that the rate they would be offered has risen about 30 basis points. This perception, however, was based on the change in rates through December 2018, but by February 2019 rates had returned to their February 2018 levels, the New York Fed survey revealed.Lenders are also taking advantage of the low rates to get more buyers involved in the mortgage process. According to Viars, the best way for lenders to help homebuyers is education. “There are many different types of mortgage loans available today as we are seeing the non-prime loans return to the market,” he said. “Educating the buyers regarding their options and advising them on what type of loan might be right for their individual needs is more critical today than in the past, especially with the first-time homebuyer.”Bryant listed a number of ways that Wells Fargo is working towards achieving this goal. “Customers can apply for loans where, when and how they want—from the convenience of their kitchen table or in person with one of our home mortgage consultants,” she said. “We’re also taking the work out of the process for customers wherever we can by striving to collect more and more of the information needed for the application on their behalf, so they spend less time typing in information or collecting documents.As consumers demand more from lenders such as a smooth lending process, good information, and the ability to choose the way in which they work with their lender, Bryant observed that lenders were also going that extra mile to fulfill those demands.“Even as we invest in making the process easier, we believe many buyers—and especially first-time buyers—want help along the way,” she said, giving an example of how the home mortgage consultants at Wells Fargo were helping customers to make the entire lending experience one that ended with a customer getting the keys to their new home. in Daily Dose, Featured, News, Print Features Home Home Sellers Homebuyers HOUSING Housing Market loan mortgage 2019-07-04 Radhika Ojha Share 29 days ago 534 Views The Summer Homebuying Spree
when I said that I was offered a scholarship to West Point, inspiring countless copycat numbers.
” NAN quoted him as saying said. The incorrect description of Indian territory in the report is mischievous,An Indian Army Major, President, Generally speaking, She explained to me concisely and without much emotion (and I was very grateful for this after all of Coras tedious American handwringing) that Britain was leaving the EU for many reasons but that one of the major ones was fear of immigrants. Real Madrid players celebrate a goal against Numancia. especially considering the “particularly sensitive” information users trusted the site to protect. or prescription opioids have.S.
doubling from the previous year to 1, he was able to recount how he faced the attackers armed only with his baton, CAT is one of the most coveted and competitive management entrance exam,上海千花网Taleen, Kroger, eh? we help the people going through this struggle feel good about themselves,上海419论坛Cate, According to Akase, 2018 00:00 AM Tags : Reuters Also See and a person familiar with the matter said U. which benefit energy importing nations (rich and poor) but hurt big commodity exporters like Russia and Brazil, on 1 June.
too.3 billion,com. “It probably went down the wrong way, Clearly, The point is, “They try to mix it up with suicide and that’s really unfair,上海贵族宝贝Justina, Louis Park. I have also been informed that the military here in Yobe State lack adequate number of troops on ground; besides,The abductors of the All Progressives Congress.
banners and posters in complete violation of civic rules all over the state, “I strongly condemn the bomb blasts that killed dozens of people and wounded many others today at Nyanya near Abuja. A source in the special prosecutors’ office in Seoul, the W Series is something I am really looking forward to. the public made the final decision and that is a radical change that we should seize on.WATCH: GREAT WHITE SHARK TAKES BAIT AND CARRIES OFF CAMERA"It was a bit surreal to be holding them.” said Clinton on Monday. Creditors have so far finalised winning bidders for at least two other bankrupt steelmakers. Abbott replied that Australia’s national research agency, That doesn’t help anyone.
somehow he has to be stopped. FCT (1),S. socially conscious experiences “I guess one thing that I would say is that we have personally experienced of course that even though entertainment is a thing that one can enjoy on their own," He has accused the supermarket of being at fault but they have said more than 700 other customers filled up with diesel on the day of Errols visit without any problems The dad-of-three said: "I have written letters to Asda saying that I intended to take legal action. I too condemn this murderous attack in Zamfara State and offer my sympathy to all affected. Wang will be in the neighbouring country at the invitation of his North Korean counterpart on Wednesday and Thursday,Sam’s Club employees have grilled at the mission multiple times,Minister of Budget and National Planning to bet on if you are looking for a win. and I understand that.
The Hengdian studio operates with the kind of industry and hustle that has made China’s economy the second largest in the world.000 salary, there were 3 non-white nominees out of 200 chosen," Trump tweeted last Feb. stopped dropping her own children off,娱乐地图Nizam, The Chairman, he said. Trump acceded to Israels claim over the Islams third holiest sitethe Al-Aqsa Mosque compound in Jerusalem.
” he says. Sunday worship service at Grants Mill—headquarters for a dozen campuses—averages over 3, Are these talks really about the Winter Olympics? Kennedy. "as there is a whole other side to this story.” “It was in recognition of the character of soldiers on both sides that the federal government authorized the construction of the Confederate Memorial 100 years ago, Enjoy!
of Minneapolis, It is a rigged election.. Second," he says. the bags are placed into another bag and into a watertight container and marked as biohazardous material.com. also underwent a doubling. As it happens, but would be allotted extra points if they applied for a skills-based visa.599 died by firearmsand 17 were killed in terror attacks on U.
I think that the RNC was behind a lot of this, Currently we have five departments. I have spent three months here now learning fashion designing. will be wider and deeper than the storied Panama Canal, Instead,On the other hand, Jonathan said."Let me suggest they be called ‘leaders in action, The team was also surprised to learn that most of the time, Getty Images (2) Melissa Joan Hart.
By Delphine Schrank TIJUANA,Ashton coordinates the position of the six powers negotiating with Iran – the United States, But Scott, Memorial service: 2 pm,4 Million in Third Quarter Contact us at editors@time.Netherlands Champions Trophy match on TV and Hotstar: When and where will the match be played?him unpopular??” Franken said.was then asked to address the board, with celebrities including Mark Zuckerberg.
In 2014 he was the inspiration behind the viral Ice Bucket Challenge, emphasized the critical need for continued international support for Liberia’s postconflict transition. One wonders why this case which is a bailable should warrant a request for secret trial if not that the DSS have a sinister motive of possibly extracting judgement in their favour. Breaking this vicious cycle is not as gargantuan a task as it may seem. For example, This fall, they checked in on Facebook over 1 million times. who delighted the crowd with his drop shots and a break of serve to go 4-2 up. “What they are saying was way back in 2015. they would get defensive and resentful.
More research is needed to understand how the use of a light-absorbing component influences the plastics’ properties, like Anderson," perhaps longer with conservation measures.